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The road to hell is paved with good intentions.

You know that famous saying “the road to hell is paved with good intentions”? Well I’m kinda realizing that the Ninja household is kinda guilty of having a few too many “good intentions.” Exhibit A:...

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Houston, we have a failure.

So once a year I like to open up my Excel spreadsheet and make some assumptions as to how the calendar year will play out for the Ninja household….financially speaking that is. I’ve done this years...

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YODO

So I was reading – yes contrary to popular belief I know how to read – my good friend J. Money’s blog the other day and came across a guest post on there from another friend, Paula Pant. The article...

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I can buy anything I want.

As I logged in to Mint to give the ‘ol bank accounts a quick check, I realized something. Girl Ninja and I can pay cash for virtually anything we could ever want (excluding a house). Too be honest,...

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My friend is the 1%, but not the 1% you’re thinking of.

I’m on a business trip right now with about 50 of my colleagues. Since I typically work out in the field (by myself for the most part), I don’t really know these people. I mean, I talk with them on the...

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I apparently have really crappy timing.

I called our agent the other morning to express interest in a house that  was newly listed (click here to see the listing). After a few back and forth emails, we decided we would look at it that...

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A lot can happen in 12 months.

Yesterday, I went all “Who wants to be a millionaire” on you guys and asked the audience a question. It was a simple question: How has your financial situation changed over the last 12 months? Of the...

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Try to be not broke.

Over the last two weeks I’ve purchased six round trip plane tickets. It’s insane. Between baby showers and weddings, we knew we’d be dropping some serious coin on flights this summer. But dang, $1,600...

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Screw being a millionaire

When I graduated college, at 21 years old, I really only had one goal for myself in regards to my personal finances. GET FILTHY FREAKING RICH But here I am, seven years later, realizing that I don’t...

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That time being responsible was dumb.

For three years Girl Ninja and I worked diligently to build our savings account up to $100,000. If you didn’t know, we picked $100,000 for two reasons. First, it sounded super sexy. Second, it would...

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The best test out there to tell you if you should buy a home.

My hunch is that most first-time homeowners buy their first place with the best of intentions. They imagine spending decades in their future abode, establishing roots, and engaging in their community....

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Short term investing is the worst.

About two months ago, I took $14,000 out of our savings account and put it in a taxable investment account. To date, it’s probably been my least favorite financial move I’ve ever made. In fact, it’s...

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Retirement

Hope you enjoy a guest post today from none other than my better half, Girl Ninja.  As of June 13th, 2014, I am officially retired…and it feels so good.  I spent all nine months of my pregnancy looking...

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I’ll still be so pissed if student loans are forgiven.

Back in the Occupy Wall Street hayday, Circa 2011, I wrote my 8th most popular post ever. It was simply titled “I’ll be so pissed if Student loans are forgiven“. Yesterday I read an article by the New...

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Can I buy that?

The beautiful thing about having money in the bank is you can afford to buy things. The ugly thing about having money in the bank is, well, you can afford to buy things. Although I’m grateful to be in...

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IRS Debt Relief: Understanding the Offer in Compromise (OIC) Program

While being in debt to any creditor is stressful, owing money to the IRS can be terrifying – and with good reason. Basically, the IRS is the country’s (and probably the world’s) largest and...

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Does Today’s Youth Know How To Handle Finances

In grade school, high school and college, you are forced to take many classes on an array of subject matters. Anywhere from English, Math, Science, Foreign Language, and History. If you were lucky you...

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How To Teach Your Children To Manage Their Money

It’s never too early to start teaching your children about how to manage their money. Keeping track of your spending and managing your finances is something that everyone struggles with from time to...

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How are your Retirement Plans Going? Tips for a Brighter Future

All the experts tell us that the most important thing about a pension is to start saving early. But the reality is that many people, for plenty of good reasons, simply cannot save for retirement in...

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Overcoming the Obstacles of a Criminal Record

They say crime doesn’t pay, and they’re right. Crime doesn’t pay, it costs. Crime costs the victims, it costs society, and it costs the perpetrator once they are caught, tried, and convicted. Nearly 70...

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